Mortgage protection insurance

You’ve worked hard to buy a home, so why risk losing it if you are suddenly unable to work due to a serious illness or injury?

Whilst Kiwis are good at getting home and content insurance, they often forget about their most important asset – you!

Mortgage protection insurance steps in when you can’t. It offers a monthly payment to ensure your mortgage payments are kept up to date.

Some of the key benefits of mortgage protection insurance are -

  • It provides financial security for you and your family.
  • It enables you to focus on getting well by not have to worry about how you are going to pay the mortgage.
  • It prevents the risk of you defaulting on your home loan.
  • It complements ACC. Mortgage protection benefits are typically not offset by payments from ACC. This means you can receive your full insurance payout on top of any ACC payments for an injury, maximising your financial security.

To ensure you and your family home is protected -

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