Life & health solutions from Fidelity Life

If you die, we’ll pay an agreed amount as a cash lump sum to your loved ones. You can also apply to have it paid out early if you are diagnosed with a terminal illness (generally meaning you would have less than 12 months left to live).

Learn more about Fidelity's life cover here.

If an illness or injury leaves you unable to work, your income protection gives you up to 75% of your usual income after your selected wait period of 30, 60 or 90 days. This could be for a period of two or five years, to age 65/70 years old, or until you are able return to work. As well as cash help, we could also help get you back to work sooner with rehabilitation support.

Learn more about Fidelity's income protection cover here.

Trauma cover pays out a lump sum if you suffer from a condition named in the insurance policy, like a heart attack, cancer, stroke, angioplasty and more.

Trauma cover can take away a lot of the financial pain, so you can focus on getting better while still being able to cover medical and recovery costs.

We also offer Trauma Multicover which offers the opportunity to claim for up to five unrelated medical conditions.

Learn more about Fidelity's trauma cover here.

Pays your monthly mortgage repayment if you are unable to work due to illness or injury.

After your selected wait period of 30, 60, or 90 days, the policy will pay for a period of two or five years, to age 65, or until you are able return to work.

Learn more about Fidelity's mortgage repayment cover here.

TPD is paid out if you become totally and permanently disabled and are unable to work – whether that’s in a workplace, home, or even if you’re a student.

If you become totally and permanently disabled, this policy can help you get the care you need – and ensure your family is looked after.

Disabilities such as becoming paralysed or a long term degenerative disease diagnosis can be a huge change and this gives you funds to adjust your life accordingly.

Learn more about Fidelity's TPD cover here.

Fidelity Life, started in 1973 with the aim of its founders to ‘do insurance better’.

It is New Zealand’s largest locally-owned life insurer and protects more than 375,000 New Zealanders.

With an A‑ (Excellent) rating from AM Best for nearly thirty years and NZ$1.8 billion paid out in claims, it is backed by major local investors like the NZ Super Fund and Ngāi Tahu.

You can therefore rest assured they’re a safe pair of hands for your personal insurance cover.

Learn more about Fidelity Life on their website.

Hear from Mark, a contract sharemilker from the Waikato, who experienced a devastating accident that turned his life upside down.

Fortunately with the right insurance, he was able to continue providing for his family.