Insurance cover for rest homes, dementia units, hospitals, and retirement villages
With over 20 years working with the aged care industry, we understand the unique needs of care organisations.
For example, the need to recognise that the people being looked after in these facilities are residents, not just patients, and that therefore requires special cover and rates.
Our aged care cover can include -
- Full replacement on contents and buildings.
- Business interruption based on gross profit.
- Public, Statutory and Employers Liability.
- Gradual damage on contents and buildings - up to $20,000 per living unit/rest home.
- Residents’ contents cover - up to $5,000 per resident.
- Rest home contents temporarily removed to home of owner or staff following an incident.
Full Rest Home & Hospital Liability includes:
- Professional Indemnity including medical malpractice
- Negligence, defamation, hearings
- Wrongful dismissal
- Employer’s Liability
- Statutory Liability
- Public Liability
- Dishonesty of employees
- Directors and Officers Liability
For further details and a full summary of the insurance cover please contact Ian Atkinson ian.atkinson@icib.co.nz or Tracy Robinson tracy.robinson@icib.co.nz.