Insurance cover for rest homes, dementia units, hospitals, and retirement villages
With over 20 years working with the aged care industry, we understand the unique needs of care organisations.
For example, the need to recognise that the people being looked after in these facilities are residents, not just patients, and that therefore requires special cover and rates. We have also developed a special cover with enhanced cover specifically for rest homes.
Our cover for dementia units, hospitals, and retirement villages can include -
- Full replacement on contents and buildings.
- Business interruption based on gross profit.
- Public, Statutory and Employers Liability.
- Gradual damage on contents and buildings - up to $20,000 per living unit/rest home.
- Residents’ contents cover - up to $5,000 per resident.
Full liability includes:
- Professional Indemnity including medical malpractice
- Negligence, defamation, hearings
- Wrongful dismissal
- Employer’s Liability
- Statutory Liability
- Public Liability
- Dishonesty of employees
- Directors and Officers Liability
If you do need to make a claim you are supported by local responsive, in-house claims support – not a call centre. Our aim is to help you minimise the disruption to your residents as quickly as possible.
Let us handle the protection, so you can focus on delivering the care.